Motorhome gap cover

TAKE THE WORRY OUT OF LIFE WITH MOTORHOME GAP COVER.

Peace of Mind

14 days cancellation policy to give you peace of mind.

Customer focused

Excellent customer service, and 100's of 5* reviews.

Tailored Cover

We can tailor each of our polices to match your specific needs.

Protect what you love

Frank Pickles has been providing insurance since 1960. Lets get you, your perfect policy today!

motorhome gap

GAP (guaranteed asset protection) insurance is an insurance policy that protects you against financial loss in the event your motorhome is declared a total loss by your insurer following an accident, flood or fire damage or if it’s stolen.  If your motorhome is written off, you could be left with an outstanding balance to pay to settle your finance agreement as the settlement figure your insurers offer takes depreciation into account.  This can be a significant amount and this is where motorhome gap insurance comes in to close that financial gap and provide you the peace of mind you deserve. Essentially, motorhome gap cover helps pay the difference between the insurer’s payout and the purchase price paid for the vehicle or the outstanding balance on your finance agreement, whichever is higher. Motorhome gap insurance is designed to protect you from being out of pocket in the event your motorhome is declared a total loss. At Frank Pickles, we’ve been providing campervan gap insurance for many years and offer a market-leading cover at affordable prices.

How does motorhome gap insurance work?

For instance, if you bought a motorhome on finance for £50,000 and it depreciated by 50% in 2 years, the motorhome would be worth £25,000.  If the motorhome is declared a total loss, your insurance company will pay £25,000 (minus any excess), so you’re £25,000 out of pocket. Motorhome gap cover would help pay that £25,000.

What are the requirements for motorhome gap insurance?

Frank Pickles has been providing insurance since 1960. Lets get you, your perfect policy today!

A MOTORHOME GAP INSURANCE POLICY CAN BE TAKEN OUT WITHIN 365 DAYS OF THE PURCHASE OF THE VEHICLE.

30 DAYS COOLING-OFF PERIOD APPLIES.

VEHICLE MUST BE LESS THAN 8 YEARS OLD AT THE DATE OF PURCHASE.

COVERS UP TO £250 OF THE MAIN MOTOR POLICY EXCESS.

ONE CLAIM ONLY PER POLICY.

UP TO A MAXIMUM 30 DAYS IN ANY 12 MONTHS OUTSIDE THE UNITED KINGDOM.

If you are considering purchasing a motorhome gap insurance policy, you must understand the different types of motorhome gap covers available before deciding which option best suits your needs to avoid nasty surprises in the event of a claim.  Understanding the differences will ensure you have a policy that suits your needs. At Frank Pickles, we’ll listen to your needs and help you to choose the motorhome gap cover that will offer you maximum protection at competitive prices. Contact us today for a campervan gap insurance quote.

Choose with cover you would like a quote for

Choose with cover you would like a quote for

Choose with cover you would like a quote for

945+ Reviews

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Very friendly on the phone , very competitive prices ' Rang us back very quickly after looking on the internet with a competitive price & would not be beaten on price.

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Professional service and very good price. Would highly recommend. ' I thought they were efficient and very professional when handling my insurance for my caravan. They found a good price beating a lot of other insurers on price.

Feefo Review
Client Logo

Professional service and very good price. Would highly recommend. ' I thought they were efficient and very professional when handling my insurance for my caravan. They found a good price beating a lot of other insurers on price

Feefo Review

Motorhome GAP cover

GAP insurance is an auto insurance coverage that protects you against financial loss in the event your motorhome is declared a total loss by your insurer following an accident, flood or fire damage or if it’s stolen. If your motorhome is written off, you could be left with an outstanding balance to pay to settle your finance agreement. This is where motorhome gap insurance comes in to close that financial gap and provide you the peace of mind you deserve.

Essentially, motorhome gap cover helps pay the difference between the insurer’s payout and the purchase price paid for the vehicle or the outstanding balance on your finance agreement, whichever is higher. Motorhome gap insurance is designed to protect you from paying large out-of-pocket expenses in the event your motorhome is declared a total loss. At Frank Pickles, we’ve been providing campervan gap insurance for many years and offer a market-leading cover at affordable prices