3 Crucial Motorhome Insurance Tips You Need to Know

3 Crucial Motorhome Insurance Tips You Need to Know

Motorhomes are a fun way to bring your living quarters around the country and explore different surroundings. It may simply be a vacation trip for some, but you may be one of those who seriously invest in motorhomes as a way to travel conveniently and still enjoy the comforts of home. Fortunately, motorhome insurance packages are also available for your safety and convenience. 

This article will discuss different motorhome insurance tips to help you find the best one suitable for your specific situation. The main goal is for you to protect you and your valuable motorhome. 

1. Think of motorhome insurance as an investment

Getting a motorhome insurance plan is an investment in travel safety and convenience. It also gives you access to services that will help you during emergencies and inconveniences. Think of motorhome insurance like car insurance, a way for you to safely drive on the road and get the coverage you need to restore your vehicle to its normal condition. 

Being an experienced motorhome owner, you know that there can be instances when your engine breaks down, but you don’t need to worry about these situations when you are insured. You can enjoy convenient towing services with nationwide coverage for your convenience and safety. Motorhome insurance is a smart owner’s way of thinking about the long-term drive.  

2. Know your motorhome’s class 

Motorhome insurance packages vary depending on your vehicle’s class, which are called integrated, semi-integrated, and alcove. These classifications will help you and your motorhome insurance provider grant you the specific benefits you need. As such, you should be aware of your motorhome’s class. Take note of the following motorhome classes: 

  • Integrated: Some motorhome enthusiasts and insurance providers also call them Class A since these are the more high-end, larger vehicles. Integrated motorhomes have a built-in kitchen, bathroom, a large amount of storage space, and even extendable awnings. 
  • Semi-integrated: Also known as Class B, semi-integrated motorhomes are usually built on top of a standard van chassis, and the driving compartment is usually a little lower than the living area. There are kitchen and bathroom features but maximised for space. For example, the kitchen area may be doubled up as a berth when it’s time to sleep. 
  • Alcove: Alcove motorhomes are known as Class C and may have more features than semi-integrated variants. It has a caravan-like body with a double berth area. It is known for being a cost-effective choice among motorhome enthusiasts and insurance providers. 

If you are unsure what class your motorhome is, consult with a professional motorhome insurance provider to find the best insurance package for your situation. 

3. Take note of the different insurance policies and benefits 

Motorhome insurance packages come with different benefits, depending on your preferences and your motorhome insurance broker’s recommendations. You may also want to consult with your motorhome friends to get their valued opinion on the most viable insurance package. 

For instance, let’s say you want to get insured for the possible breakdown of your motorhome. You may then get a motorhome breakdown cover with convenient towing services and vehicle maintenance privileges. 

Consult with motorhome brokers to find the best suitable insurance package for your budget, safety, and convenience. 


When you own a motorhome, one of your top priorities must be an insurance package to protect yourself in case of emergencies and inconveniences. It’s also better to have insurance as a viable solution instead of facing motorhome-related problems alone. Consider the previously mentioned tips and invest in your motorhome today!

Frank Pickle Insurance can provide you with high-quality motorhome insurance packages in the UK. We are a dedicated team of insurance professionals that can provide you with tailored packages and convenient solutions for your specific motorhome-related needs. Consult with us to learn more about the range of benefits available for you today.